Fixed Rates are Better!

Ok, so are the ARMS.
I just wanted to stir up the pot a little.
Lately I get more calls for quotes on a 30 yr fixed than any other loan.

As of this morning we are almost 1/4% lower for the same conforming loan profile that I would have quoted two days ago.

That's a big jump!

This has little to do with the Fed's and more to do with what is happening in the market today.

Remember, we are in an extremely volatile market right now.
Change happens and it happens fast!

How's your Ducks?

I hope to lock two loans today, maybe three.

These have approvals already and ready to close.

They have their Ducks in a Row.

BTW: If you are locking your loans - make sure you get a lock confirmation (in writing). If not your loan officer is probably playing you.

I recently streamlined the application process I'm using.

Cleaner, Neater, More Concise.

Need financing?

Call Me

(925) 288-9977 ext 104

or email at Mike@PatagoniaFinance.com