Commercial finance doesn't have to be a complicated and lengthy process.
We'll do everything to make your commercial loan as easy as we make it for our residential clients.
Our organization is founded on the belief that we are providing a service and not just a product.
We don’t just originate your loan but rather we guide and advise you through the commercial loan process,
avoiding the pitfalls and capitalizing on the opportunities for you.
Our loan officers will give you the personalized attention that you deserve
to ensure that you find the right loan product for you.
We go out of our way to make sure that
all of your questions are answered and satisfied.
Maybe that’s why referrals are the cornerstone of our business.
Compare:
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US
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THEM
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Approval Process
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48 to 72 Hour Pre-Approval
- Streamlined Approach
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Loan Committees can take weeks
or even months!
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New Survey
Requirements
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None
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Required
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Appraisals
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Limited Appraisals
Competitive network to reduce costs and timeframes
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Complete Appraisals
Required
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Doc Prep
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In House
(No Fee)
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Outside Law Firm
(Fee Involved)
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Environmental
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Low Cost Environmental Insurance Policy
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Phase 1 Environmental Study
Required
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Documentation
Requirements
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Residential Style
"Streamlined" Underwriting
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Full Commercial Underwriting Process
includes extensive documentation requirements
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Balloons
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None
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Must Refinance when the balloon is due (typically 3- 7 yrs)
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Assumability
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Assumable
at no cost upon approval
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Non-assumable
or Fee involved
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Ongoing Financial
Reporting Requirements
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None
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Financial Reporting
and financial covenants required
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The choice is C.L.E.A.R.
Commercial
Lending
Easy
As
Residential
Make
Patagonia Finance
Your commercial broker of choice!
